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Terms of Use

Last updated: December 2025

Acceptance of Terms

By accessing and using CapitalExa's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

CapitalExa provides financial education, tools, and resources including:

  • 8-Step Wealth Ladder framework
  • Financial calculators and planning tools
  • Educational content and resources
  • Community support and guidance

Our services are for educational purposes only and do not constitute financial advice.

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information
  • Use our services for lawful purposes only
  • Not attempt to gain unauthorized access to our systems
  • Respect the intellectual property rights of others
  • Not use our services to transmit harmful or malicious content
  • Comply with all applicable laws and regulations
Disclaimer of Financial Advice

Important: The information provided through CapitalExa is for educational purposes only and should not be considered as professional financial advice.

  • We are not licensed financial advisors
  • All financial decisions are your responsibility
  • Past performance does not guarantee future results
  • You should consult with qualified professionals before making financial decisions
  • Investment involves risk and you may lose money
Intellectual Property

All content, features, and functionality of our services are owned by CapitalExa and are protected by copyright, trademark, and other intellectual property laws.

You may not:

  • Copy, modify, or distribute our content without permission
  • Use our trademarks or logos without authorization
  • Reverse engineer or attempt to extract source code
  • Create derivative works based on our content
Limitation of Liability

To the maximum extent permitted by law, CapitalExa shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. Your continued use of our services after any modifications constitutes acceptance of the updated terms.

Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which CapitalExa operates, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms of Use, please contact us:

Email: legal@capitalexa.com

Website: Contact Us