Emergency Fund Calculator
Calculate how much you need for financial emergencies. Include only essential expenses that you cannot avoid during a crisis.
Monthly Essential Expenses
Personal Information
Monthly Essential Expenses₹0
Total Months Required0.0 months
Required Emergency Fund₹0
Current Savings₹0
ShortfallFully Funded!
📊 Calculation Breakdown:
Base Months:3 months
Age Factor (0 years):+0 months
Risk Factor (0/5):+0 months
Dependent Factor (0 dependents):+0 months
Total Emergency Fund Duration:0.0 months
💡 Pro Tips:
• This calculator uses a personalized formula based on your age, risk level, and dependents
• Keep emergency fund in high-yield savings accounts or liquid mutual funds
• Automate monthly transfers to build discipline
• Review and adjust your emergency fund annually as your circumstances change
• Don't use emergency fund for planned expenses like vacations
• Higher risk factors and more dependents require larger emergency funds